To obtain the best online insurance quotes, it’s important that you submit accurate and update information to the provider. While each policy underwriter will request different personal data, most of them ask for the same things. Getting a quote is easy, but the most accurate quotes are given to drivers who ante up the most information.
When shopping for an affordable premium, be prepared to present the following things:
1.Your Full Legal Name
As expected, all insurance providers will want to know your full name as it appears on your birth certificate and social security card. In fact, you might also be asked for any aliases you go by. To prove your identity, the provider may even ask for a copy of certified government documents.
2.Your Date of Birth
Because many insurance providers offer discounts for driver’s over the age of 25 and charge more for drivers under the age of 21, you’ll likely be asked to prove your age to get an accurate and affordable quote.
3.The Address Where the Car Will Be Stored
Cars that are stored in garages or protected parking spots are considered less of a liability, so many insurance providers will ask where your vehicle will be stored so they can give you the best premium possible.
4.Your Intended Purposes for the Automobile
Cars that are most commonly driven for personal use cost less to cover with insurance than vehicles that are used for business purposes. Because of that, most insurance companies will ask customers how they intend to use the car in order to render the most accurate quotes.
5.Your Driver’s License Number
Most insurance providers will ask for your DLN (driver’s license number) to find out more information regarding your driving history.
6.Your Car’s VIN (Vehicle Identification Number)
This number is requested because it gives the most detailed and updated information about the car, including whether it was recently involved in a crime and who the lienholder is.
7.The Names of All Drivers
If you plan to have more than one driver operating the vehicle, it’s important to list them on the policy when this information is requested. Although it may cost a bit more, being honest can prevent you from suffering pricey damages in the event of an accident.
Be prepared to provide as much information as possible. Generally, the more personal data you offer up, the more accurate (and sometimes less expensive) your quote or policy will be.